Impact Knowledge Institute
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I had been searching for online work to suppliment my income. I recieved a call from a man who promised me I'd make money if I followed the training provided. He told me it cost $2300.00 for something called Advanced Education Online with Impact KI. I only had $300.00 available on my credit card. He said they'd take that and advance me a loan of $2000.00. He set up electronic payments of $71.31 a month from my checking account until it is paid. He told me I'd easily make enough money that I could even pay it off early and not have as much interest to pay.
I called to change my payment date to later in the month and they charged me an extra $10.00 in October for that.
I called Duvera, the financial place that takes the money from my checking account, in November. I told "Jim" I hadn't sold a single thing I had posted on ebay. I wanted them to drop that loan because following their training wasn't making me any money to pay that loan. I even told him I was facing homelessness. His attitude was; the $71.31 wasn't going to make enough difference in me having enough to pay my rent. I told him it was keeping me from being able to buy toothpaste and dish soap.
That wasn't "his" problem and it is my responsibility to repay the loan.
I asked him how he'd like to eat off dishes that had only been washed with water and no soap? How would he like to brush his teeth with plain water, no toothpaste? He said he wouldn't like that. He told me he'd drop the interest to 0 o/o to make the payments $59.00 per month. You guessed it! The interest wasn't dropped and when I called and left a message, no one called me back.
I was also told they would call me, or send an email with a list of legitimate surveys that pay real money. No one followed through with that either.

I kept putting their stuff on ebay hoping something would start selling. One item sold and paypal notified me of the money being on my account. I didn't transfer the money to my bank account right away and when I went on paypal to get my money, it was gone. No explanation as to where it went to?! I don't know if it went to ebay or what. It was suppose to be free to list items at that time.

I'd like to have the money I lost to them back, and that advanced loan cancelled.
Thank you for whatever you do to help me!