Cash Advance America
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So, I have been applying everywhere for a loan so that my boyfriend and I can get a new apartment, I don't have very good credit and he has no credit. I have been getting denied by everyone but I kept applying. I received a call from a man with a heavy Indian accent telling me that I was approved for $5000 and that the payments would be $192 a month for 30 months, that sounded amazing! I was so excited I mean that comes our to only paying back $5760. I should have known that this was too good to be true, so they ask me to send them $130 due to my poor credit and I do, like an idiot. Then once I have sent them the money they tell me that they will only send me the $5000 loan if I send them another $190 so I told them "I'm sorry but I can't do that, you only told me $130 up front due to poor credit, you need to send my money back to me." They vehemently refused to do this, I called them several times and the "Manager" hangs up on me, twice. I start crying because I need that money to live and he tells me to stop crying and hangs up again. I tell him to give me my money back once again and he tells me that I cannot speak to him that way. They tell me that due to my horrible credit they would like one of the first month's payment ahead of time, so like an idiot I did it. They tell me that they are going to deposit the money into my account and to call them back if it's not there in 30 minutes. I call back in about 45 minutes and the number isn't even working anymore, I call the secondary number that they were calling me from all day and that turns out to be a Skype number. Needless to day, I have not received any money and I and out $320, I am now not going to make rent, this caused my stress levels that were already high to sky rocket and my blood pressure to hit the roof, I then had a nose bleed for over 5 hours straight that I could not stop and thanks to them I can't go to the doctor's; if I go to the hospital that's just going to put me even more in debt. I don't know what to do. I am about to lose everything and it's all because of these greedy, no good S.O.B.s.

If anyone knows anything that can help, please, I'm begging you, let me know. I am desperate.