Royal Capital And Credit
Queja 108890 Detalles

I applied for a loan for people with bad credit in March of 2012. After a couple of days of submitting the application, I received a phone call from Mr. Robert Jones who stated that I was eligible to receive a loan for $5000 or $7000. He ask me which one did I want? I stated that I would do the $5000. I ask Mr. Robert Jones to fax me the paper work to review and I would get back with him. I received the paperwork from Mr. Jones on the following day and it stated that I could get the $5000 at a 10% interest rate. That, right there, should have sent up all kind of red flags based on my bad credit hstory. Either/or, I read over the documents and faxed all the required things necessary to receive the the money. Mr. Robert Jones called me once he received the documents and stated that I had to pay for the insurance and I could choose from 4 options. I chose the one payment of $450 and it cost me $27 to send it by Western Union. Like many others, I was told to Western Union the money to Kingston, Jamaica to a Mr. Gayan Herny. The process of sending the money by Western Union became another problem, but thats a whole other story, but also was another red flag not to get involve with these people. Once the money was delivered to Gayan Henry, I waited for a week or so but had not received the $5000; therfore, i called Mr. Jones to see what was the holdup. Mr. Jones stated that his supervisor would be calling me. When I talked to the Supervisor, which was a lady, she stated that there was a delay because the final approval to get the money may take 3 more months. She stated that I could wait 3 months or be issued a refund. I stated that I wanted my refund of $450. She stated that the refund would take from 7 to 21 days. I last talked to her on 4-5-2012. I called her on 4-23-2012 and she stated that the refunded would mailed on 4-23 or the following day. I called Monday and left a message with her in regards to not receiving my refund of $450. Today, it is 5-2-2012, and when I called the supervisor it states that it is not a working number. Call Mr. Robert Jones number and an advertising for magic jack phones comes on and states no new customer has been assigned this number. Therefore, I am out of $477 and feel like a real idiot for falling for this scam because it definitely just to good to be true to be for real. Hopefully this is beneficial to someone in hopes that it want happen to anyone else. I really can't afford to lose money like this.

"Foolish me"