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THEY CALLED ME FROM INTERNET KNOWING I WAS LOOKING FOR LOAN . THEY CALL WITH ONE GUY (MARK WILLIAMS)OFFERING A GREAT LOAN THEY SAID THEY GIVE ME 3000 FOR A YEAR AT 7.5 % then they transfer you to another guy the loan officer (JOHN PAUL)they talk all good they will have money in your account than they change and say you have to pay the first month in due to bad credit that cant send it to your bank so you have to send them through western union for to show you can make your monthly payments and at western union they will send your loan to you through w/u and they will keep you online pretending that they are sending your money so they have time to collect your money and you cant stop the transfer the4n they pretend they are sending your money then they hit you already got your first money they come back and say you need to pay there transfer to you and they know your broke thats why we where looking for a loan than the want 345 to get your money and wont return your origanal money they say they cant and if you dont payin a few days you forfeit loan and your money. big scam i told them i was going to bbb they dont care you no you send that second money they just gonna keep that to.here is more info i had to w/u to the Phillipines receiver names they used 2 different names 1st name they used was Adelina Yumul the 2nd name was Argeljoseph Guinto phone #s they used are 12026008467also used this # 16617480240 its a skype # i hope they get prosecuted sometime