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I just called pertaining to a house listed on craigslist. It showed a picture of a very nice house with minimal information. When I spoke to someone, he preceded to give me a lot of double talk about how by just taking over the house payments, the house would betransferred into my name and become mine with no credit check, it would only take $199. I told him I was perplexed with how this worked and he told me I shouldn't be when they have helped so many people. I kept asking questions and he kept rudely cutting me off with more general talk but no details. Finally, when I asked how that was possible with such stringent home buying laws and difficult loan opportunities, how they could so easily make me a homeowner with no credit check, he preceded to tell me that he didn't have time to explain it to me and that he was a very busy man who had other people who were ready to be home owners. I then told him that if he didn't have time to explain, then he didn't have time to get my money and he hung up on me. I guess I wasn't stupid enough to fall for this nonsense from him. Listen people...THERE IS NOTHING IN THIS LIFE THAT IS FREE AND EASY! If it sounds to good to be true, it is. If someone cannot take the time to explain something to you to your satisfaction and they want money, hang up! I certainly dodged a bullet!