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I applied for a payday loan on line. And the next day an unauthorized check debit for $99.00 was taken out of my account. I called and talked to a rude person who tried to say that it was my fault and that I had signed up for their service. I told him that I had not signed up for their service and I wanted the money put back into my account. He said that he could not refund the money into my account that he would have to issue a refund check request and it would take up 20 days to recieve, I agreed and guess what no check ever came but I noticed there was another check debit for $24.95 from them. I filed a claim with my Bank and I am still trying to get my money back!