Williams Online Credit
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On December 19, 2011 I applied for an online payday loan. I was redirected to williamsonlnecredit.com. After completing the application process and reading others feedback I realize it was a scam! I went to the bank and withdrawal all my money from out of my account. On December 19, 2011 williams online credit credited my account for $19.00 for some type of fee and my bank charged me a $35 overdraft fee. Instead of williams online credit crediting my account for the loan amount I applied for they took the $19 fee.


This is the email that was sent to my account from williamsonlinecredit.com

Dear Rodsheka Hairston,

We have received your application for a new Payday Loan account with us, and are in the process of reviewing your information.

A copy of your electronic agreements and authorizations from your application have been automatically forwarded to your bank as the required Proof of Authorization.

The Application Fee ($19.00) will appear on your bank statement under WILLIAMS ONLINE CREDIT, INC.

NOTE: As stated in the agreements and notices on the website, this application fee is NON-REFUNDABLE and applies whether or not the applicant is ultimately approved. This is due to our highly automated application review process. Again, a copy of your electronic agreements and authorizations from your application have been automatically forwarded to your bank as the required Proof of Authorization.

ANY COMMENTS, STATEMENTS OR AFFIDAVITS BY THE APPLICANT INDICATING THAT THIS CHARGE IS "UNAUTHORIZED" WILL BE PROSECUTED AS AN ATTEMPT TO DEFRAUD WILLIAMS ONLINE CREDIT, INC OF MONIES OR SERVICES.

Click here to review the notice again, if necessary: https://www.williamsonlinecredit.com/secure/lp/checkNoSubmit.cfm

Referring website: Williams All agreements apply and are hereby assigned to WILLIAMS ONLINE CREDIT, INC.

In the event you are approved, you will receive a Notice of Approval indicating your due date, procedure for extensions if needed, and contact information for your assigned Account Manager.

Thank you for applying.

Account Management Team
WILLIAMS ONLINE CREDIT, INC.

DBA Williams