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a man by the name of derek montague call me and said he was offering me a unsacured credit card that would help me rebuild my credit and that i could use the card for cash with draws from a atm so i got concerned about this and called the toll free number that derek gave me for custamer assts and i called on january 3rd/2012 and ask custer service about this card they said i could not use this card in a atm only for purchingson idams so derek lied too mke and has my bank onformation and took 100.00 usd from my acount on january4th/2012 instand of taking only 99.00 usd i dont understand whats going on here i also clicked on this link faQs and seen that derek montague had lied lied about what could be done with this card when i called custer service on january 4/2012 she said that my card come from a different department and transvered me and i just got a recording saying they were not avelable so i felt this was a scam and called my bank about this charge because they took more money then what was too be payed derek said 99.00 usd and they took out 100.00 usd im ready for action mow with the rest who have been scamed by this company