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I received an email with the link supposedly from my friend and there was even a message typed in it. I signed up for the program, paid the money and received an email with the link, login and password. I used the link and attempted to login, but I could not login in. I contacted my friend and she said she never sent me an email. I immediately contacted my bank, filed dispute and hope that I will see my money back. My advise to anyone is to contact your bank and file a dispute immediately, let your bank do the fighting for you. most banks are already aware of this scam and know how to fix it.