E-Loan
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I, like most, applied online for a payday loan. Among others E-Loan contacted me stating that they were able to approve my loan if i followed 2 easy steps. I was asked to show good faith and prove i could repay my installment on the loan by obtaining a vanilla card or green dot card from a local retailer and placing $140.40 on the card. I did this and upon returning home i received a call from E-Loan, the representative John Smith and his supposed supervisor said I was supposed to get a card with the exact amount of $140.14 so thinking i was at fault I purchased another card the following day with $140.14 on it (the cards are $4.95 each) and contacted E-Loan via the number they provided. i was told it would take 30 mins to process the loan and once done processing it would take 45mins to reflect on my account. I then received a suspicious call from someone with the same accent as the supposed loan officers claiming to be from my banks headquarters and that in order for the money to be wired or transferred from their bank of america account to mine i had to get another green dot card and pay $108.35 on it and then I’d receive my money. So at that point i grew increasingly suspicious and asked for a 3 way call with the bank for verification before i sent anything else and the rep agreed to do so after the lunch break but never called back and stopped answering the phone. Also another weird thing i picked up on after i had already payed them my money, when i called the number they provided from my cell phone i got the same people, but when calling from a landline phone the same number contacted a woman in another state who’s number was different from what i dialed. I made sure I informed them that i would be evicted should i not receive the money and after their empty promises nothing. Now I’m going to be evicted for the money i gave them which would’ve helped pay my minimum balance due to keep my apartment.