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On 02/10/2017 a pending charge showed up on my bank account. The charge was to "Beauty Prd. 1-844-364-5299" I phoned this number to find out what this charge was about. I spoke with "Ellen" ; she advised me she is a call center and works for 9 companies. I told her I need to speak with whomever charged my bank account. She asked for my name and address to try and locate me on her computer. She said I had "joined" a membership with MMI Beauty and will be receiving a "luxury watch" that was in transit. I told her no I did not join anything nor do I want a watch. She said she would discount it 35%. I demanded my account be refunded the $98. charge. She stated I was in a membership and it was past the date of cancellation. She then tried to offer me "Free Sunglasses". I terminated the call. This is a total scam and now I have to cancel my visa card and dispute this fraud and be without my visa debit card for ten days until a new one is issued.